Welcome to Tip4Insure.com (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your use of our website [www.tip4insure.com] (the “Site”) and the services we provide, including insurance comparisons, policy resources, and financial guidance (collectively, the “Services”).
By accessing or using our Site or Services, you agree to comply with these Terms. If you do not agree, please refrain from using our Site or Services.
1. Eligibility
To use our Services, you must:
✔ Be at least 16 years old.
✔ Have the legal capacity to enter into a binding agreement.
✔ Comply with these Terms and all applicable laws.
If you are using the Services on behalf of an organization, you confirm that you have the authority to bind that organization to these Terms.
2. User Accounts
2.1 Registration
Certain features may require an account. When registering, you agree to:
✔ Provide accurate and up-to-date information.
✔ Keep your login credentials secure.
✔ Notify us immediately of any unauthorized account access.
2.2 Account Termination
We reserve the right to suspend or terminate your account at any time, without notice, if you violate these Terms or engage in fraudulent or harmful activities.
3. Use of Services
3.1 General Use
Users may browse and compare insurance policies, read informational content, and request quotes.
3.2 Prohibited Activities
You must not:
❌ Use the Site for illegal activities.
❌ Provide false or misleading information.
❌ Harass, intimidate, or discriminate against others.
❌ Attempt to gain unauthorized access to the Site.
❌ Use automated tools (e.g., bots, scrapers) to interact with the Site.
4. Intellectual Property
4.1 Ownership
All content on the Site—including text, graphics, and software—is the property of Tip4Insure.com or its licensors, protected under intellectual property laws.
4.2 License
We grant you a limited, non-exclusive, non-transferable license to use the Site for personal or internal business purposes. You may not reproduce or distribute our content without written permission.
5. Privacy
Your use of the Site is subject to our Privacy Policy, which explains how we collect, use, and protect your information. By using the Site, you consent to our data practices.
6. Third-Party Links
The Site may contain links to third-party websites. We do not control or endorse these sites, and your use of them is at your own risk.
7. Disclaimer of Warranties
The Site and Services are provided “as is” and “as available” without warranties of any kind. We do not guarantee that:
❌ The Site will be error-free or uninterrupted.
❌ Insurance policies or providers will meet your expectations.
❌ The Site will be free from malware or harmful components.
8. Limitation of Liability
To the fullest extent permitted by law, Tip4Insure.com and its affiliates will not be liable for any:
❌ Loss of data or profits.
❌ Consequences of insurance decisions based on the Site’s content.
❌ Unauthorized access to or misuse of your account.
9. Indemnification
You agree to indemnify and hold harmless Tip4Insure.com and its affiliates from any claims, damages, or losses arising from:
✔ Your use of the Site or Services.
✔ Your violation of these Terms.
✔ Your interactions with third-party providers.
10. Changes to These Terms
We may update these Terms from time to time. Updates will be posted on this page, and continued use of the Site after changes take effect constitutes your acceptance of the revised Terms.
11. Governing Law
These Terms are governed by the laws of Pakistan. Any disputes will be resolved exclusively in the courts of Pakistan.
12. Contact Us
If you have any questions or concerns about these Terms, please contact us:
📧 Email: info@tip4insure.com
Thank you for using Tip4Insure.com – Your Guide to Smarter Insurance Choices.